Early Retirement

How much in emergency funds should you have? What are the different schools of thought, and how should one go about it? Well, the amount you should have in emergency funds depends on your financial situation, risk tolerance, and lifestyle, but there are several widely accepted schools of thought. Here’s a breakdown of the main … Read more

Financial Independence, Retire Early (FIRE) is all about building wealth fast enough to escape the 9-to-5 grind. But with traditional investments like index funds and real estate, reaching your FIRE number can take decades. Enter Bitcoin: the high-risk, high-reward asset that’s got everyone from tech bros to FIRE enthusiasts buzzing. Can Bitcoin really turbocharge your … Read more

We keep hearing the word inflation in the news. People are also getting more concerned about the true rate of inflation, the increasing money supply, and the negative effects it is having on our economy, our pockets, and our eventual ability to retire. I’m going to show you the devastating effects of inflation, and how … Read more

What are you willing to sacrifice in the name of getting to financial independence (FI)? The sweet release of knowing you’re free of debt, and not only that, but thriving in a way that you’ll never have to work another day in your life. Your time is truly yours to spend. Because ultimately, time is … Read more

Watch Pete Adeney (Mr Money Mustache) as he gives an inspirational talk on the case for early retirement at the World Domination Summit.

This is parts 4 and 5 of a 5 part series looking into the 5 pillars of a well-lived life. Time is money. Nowhere is this more stark and explicitly spelled out than in the personal finance and FIRE community. In fact, the entirety of FI/RE is aggressively using your younger time to save and invest … Read more

This is part 3 of a 5 part series looking into the 5 pillars of a well-lived life. Outside of water, food and air, probably the one other thing we need to live a meaningful life would be love and companionship. The comfort of love, and the idea that you’re everything to someone else, and that … Read more

This is part 2 of a 5 part series looking into the 5 pillars of a well-lived life. In the 2006 Will Smith film, The Pursuit of Happyness, he, as Chris Gardner, went through a tough time in his life, together with his toddler son (portrayed in the film as a 5 year old by … Read more

This is the first of a new series in which I look into the 5 pillars that to me, make up the components conducive for a well-lived life. Health is a factor that, unfortunately, the healthy tend to ignore until they aren’t healthy anymore. As in most things in life, preventive measures are better than … Read more

We’ve all heard of this one. The rich get richer and the poor get poorer. How much of it is mindset and how much of it is circumstance? I think when you fall under a certain threshold of income, it’s really tough to get out of the spiral, and all one can think of is … Read more

Retirement. Kicking it back and taking things down a notch. Relaxing by the beach and really living life. How many of us dream of that on a daily basis as we stare at our excel sheets and grind away at work? But exactly how much do you need to retire? A lot of people don’t … Read more

In the relentless and enduring pursuit of FIRE, there are a few core components.
Reduce your expenses | Optimise income | Invest the rest

HENRY is an acronym for High Earners, Not Rich Yet. It’s a term mainly catered toward high income earning millenials, who household between $100,000 and $250,000.